English Speech Writing

Dear fellow classmates,

Regarding the one week's course in the December vacation for our level, I prefer the Personal Finance Management Course to Personal Fitness Training and First Aid Course. It will provide us with innumerable useful instructions on what to do and how to manage our money sensibly.

First of all, the reason that I chose this course is due to the fact that we still have about four months of leisure time before the release of the O' Level results. I believe that the majority of the cohort will find a part-time job to occupy their time and earn extra allowance for them. Some parents might stop giving their child allowance as they think that they will have their meals at home. When we start earning money, we may splurge on branded goods to satisfy our cravings and boast about it; hence we need to have some lessons to learn to deal with our personal finances. If we do not now how to manage our finances, we will not kick the habit of spending money extravagantly.

Secondly, money is essential to our future, and if we do not have proper financial management, we will have difficulty in our future. Money is needed to further one's education and eventually to start and and sustain a family. In other words, money is relevant to whatever we will be doing down the road of our life. Consequently, we have to learn skills to manage our money consciously.

I do not agree with the First Aid and Personal Fitness Training Course. Even though first-aid skills are useful to save a life, it is rare that an emergency will happen around us frequently. About the Personal fitness Training Course, it is not necessary for us as it is of no use even if we know the exercises and techniques, but do not put it into action. It requires self-discipline and resistance to keep up with the fitness training, and these qualities cannot be learnt from the training course. Besides, teenagers nowadays are more concerned over money matters; hence I believe that the course is more applicable to us.

I hope that all of you agree to this discussion to have a course in financial management as it is very substantial to all of us.

Thank you.